Get paid up to 2 days early with direct deposit
Get $100 when you join Chime
Earn $100 when you receive a payroll direct deposit of $200 or more within the first 45 days of opening your Chime Checking Account!
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Fee-free Overdraft
At Chime, we will allow you to overdraw up to $200* on debit card purchases and cash withdrawals without charging a fee. With SpotMe, our members have saved over $10 billion in overdraft fees!
No Monthly Fees
Chime is an award-winning mobile banking app and debit card
Fee-FREE overdraft up to $200 for eligible members
Get paid up to 2 days early with direct deposit
No monthly fees
Grow your savings automatically
Signing up takes 2 minutes!